The current rates are effective as of October 1, 2011 and are subject to change without notice.
SAVINGS
Type of Account |
Dividend Rate |
Minimum Balance |
| Regular Share Account |
$25.00 - $1,999.99 |
0.25% |
$25.00 |
$2,000.00 - $9,999.99 |
0.35% |
$2,000.00 |
$10,000.00 - $39,999.99 |
0.45% |
$10,000.00 |
$40,000.00 and up |
0.60% |
$40,000.00 |
| Holiday Club Account |
0.25% |
$5.00 |
LOANS
Type of Loan |
Loan Duration |
Interest Rate based on Beacon Score |
600 - 629 |
630 - 699 |
700 - 729 |
730 & above |
SIGNATURE
LOANS |
UP TO 60 MONTHS |
12%
max $5,000 |
9%
max $7,500 |
7%
max $10,000 |
6%
max $10,000 |
SHARE-SECURED LOANS |
2 YEARS |
1.99% |
4 YEARS |
2.99% |
6 YEARS |
3.99% |
8 YEARS |
4.99% |
10 YEARS |
6.00% |
NEW CAR LOANS |
2 YEARS |
4.39% |
3.39% |
2.39% |
3 YEARS |
4.59% |
3.59% |
2.59% |
4 YEARS |
4.79% |
3.79% |
2.79% |
5 YEARS |
4.99% |
3.99% |
2.99% |
USED CAR LOANS |
2 YEARS |
6.39% |
5.39% |
4.39% |
3 YEARS |
6.59% |
5.59% |
4.59% |
4 YEARS |
6.79% |
5.79% |
4.79% |
5 YEARS |
6.99% |
5.99% |
4.99% |
|