The current rates are effective as of May 1, 2009 and are subject to change without notice.
SAVINGS
Type of Account |
Dividend Rate |
Minimum Balance |
| Regular Share Account |
$25.00 - $1,999.99 |
1.05% |
$25.00 |
$2,000.00 - $9,999.99 |
1.20% |
$2,000.00 |
$10,000.00 - $39,999.99 |
1.40% |
$10,000.00 |
$40,000.00 and up |
1.75% |
$40,000.00 |
| Holiday Club Account |
1.05% |
$5.00 |
LOANS
Type of Loan |
Loan Duration |
Interest Rates (based on Beacon Score) |
575-619 |
620-699 |
700 and up |
Signature Loan |
up to 60 months |
12.00% |
9.00% |
9.00% |
Tuition-Aid Loan |
up to 12 months |
13.00% |
10.00% |
10.00% |
Share-Secured Loans |
N/A |
6.00% |
6.00% |
6.00% |
Stock-Secured Loans |
10 years |
5.00% |
5.00% |
5.00% |
| New Auto Loans |
2 years |
8.00% |
6.25% |
5.25% |
3 years |
8.25% |
6.50% |
5.50% |
4 years |
8.50% |
6.75% |
5.75% |
5 years |
8.75% |
7.00% |
6.00% |
| Used Auto Loans |
2 years |
8.75% |
8.00% |
7.00% |
3 years |
9.00% |
8.25% |
7.25% |
4 years |
9.25% |
8.50% |
7.50% |
5 years |
9.50% |
8.75% |
7.75% |
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